Is Banked authorised and regulated? Permanently deleted user 27 June 2023 14:55 Updated Yes, Banked is regulated by the FCA. Company number 11047186, firm reference number 816944. Related articles What is the pricing for Pay by Bank? Do I need to be regulated to take payments with Pay by Bank? I tried to make a payment but it keeps getting declined. What should I do? I have a query / issue with the payments API How long does it take to integrate? Comments 0 comments Please sign in to leave a comment.